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直到看到这一幕我才明白为什么当年独行侠会交易东契奇了，球迷直言他就是…_我的网站

A |     Major housing industry groups voiced "profound concern" in a letter this week urging the Federal Reserve to stop raising interest rates.The rare public admonishment from top business advocates -- including the National Association of Realtors and the National Association of Home Builders -- underscores a dramatic slowdown in the housing market due in large part to rising interest rates.The letter arrives roughly three weeks before the Fed plans to make its latest rate-hike decision.Mortgage rates have reached their highest level in more than two decades and they have continued to rise. Data released on Thursday showed that mortgage rates increased for the fifth consecutive week, according to Freddie Mac."The speed and magnitude of these [mortgage] rate increases, and resulting dislocation in our industry, is painful and unprecedented," the letter from the housing groups said.Here's what to know about why real estate groups called on the Fed to stop raising rates:

What's happening in the housing market?

Sky-high mortgage rates have dramatically slowed the housing market, since homebuyers have balked at stiff borrowing costs and home sellers have opted to stay on mortgages that lock them into relatively low rates.Mortgage applications have fallen to their lowest level since 1996, the Mortgage Brokers Association said earlier this month.Sales of previously owned homes, meanwhile, have plummeted more than 15% compared to a year ago, the National Association of Realtors found in August.The slowdown has coincided with a sharp rise in costs for potential homebuyers.The average interest rate for a 30-year fixed mortgage has climbed to nearly 7.6%, Freddie Mac data shows.When the Fed initiated the rise of bond yields with its first rate hike of the current series in March 2022, the average 30-year fixed mortgage stood at just 4.45%.Each percentage point increase in a mortgage rate can add thousands or tens of thousands in additional costs each year, depending on the price of the house, according to Rocket Mortgage.

What role is the Federal Reserve playing in the housing market slowdown?

An aggressive series of interest rate hikes at the Federal Reserve since last year has pushed up the 10-year Treasury yield, which loosely tracks with long-term mortgage rates.The Fed has fought elevated inflation with borrowing cost increases as it tries to slash price hikes by slowing the economy and choking off demand.While inflation has fallen significantly from a peak of about 9% last summer, price increases remain more than a percentage point higher than the Fed's inflation target.Price increases held steady in September, fresh data on Thursday showed, suggesting that elevated inflation remains resistant to the interest rate hikes.The persistence of elevated inflation has prompted the Fed to espouse a policy of holding interest rates at high levels for a prolonged period, which in turn has increased the 10-year Treasury yield and put upward pressure on mortgage rates.Moreover, the Fed expects to raise rates one more time this year, according to projections released last month.Speaking at a press conference in Washington, D.C., last month, Fed Chair Jerome Powell acknowledged the continued effect of interest rates on mortgages, noting that activity in the housing market "remains well below levels of a year ago, largely reflecting higher mortgage rates."

What do the housing industry groups want the Fed to do?

Housing industry advocates want the Fed to take swift actions that reassure investors and other market participants of an end to the policies cooling the industry.Most notably, the industry groups want the central bank to release a statement saying that it has abandoned consideration of additional rate hikes.In their letter to Fed officials, the housing groups cautioned that a further slowdown in real estate could help tip the U.S. economy into a recession, scuttling the central bank's effort to achieve a "soft landing.""We urge the Fed to take these simple steps to ensure that this sector does not precipitate the hard landing the Fed has tried so hard to avoid," the letter said.。    直到看到这一幕我才明白为什么当年独行侠会交易东契奇了，球迷直言他就是下一个哈登，注定终身无冠！          同样出自二零一八届选秀，亚历山大已经拿到总冠军，休赛期没有花天酒地，哄队友。

B | 而是直接一头扎进自制车库训练室打磨技术，主动开发无球，补齐自身短板。反观同届的东契奇，赛季落幕之后，社交媒体上充斥着出海、摩托艇、休闲度假的画面。

C | 截然不同的休赛期状态，其实已经预示了为什么东契奇会被打上终身无冠的标签！他拥有历史级的进攻天赋，得分、组织、挡拆发起样样精通，常规赛可以打出震古烁今的数据，但为什么却会被人如此看不上呢？          剥开表象来看，阻碍东契奇冲击冠军的，是这三处很难修正的底层硬伤。首先是身体管理与休赛期自律问题，这直接决定了他的出勤与伤病风险。我们见过太多顶级球星，休赛期把大部分时间留给训练馆。世界篮球第一人詹姆斯即便四处参加商业活动，依旧坚持早起训练；世界第一射手库里为了争冠主动增肌，打磨自己曾经被诟病的防守。但东契奇的休赛期总是充满争议，每一年都会传出热辣滚烫的励志减肥的相关通稿，可赛季开打之后体重问题反复出现。真正高度自律的运动员，不会陷入休赛期发胖，赛季拼命减肥的循环。

D | 体重管理不到位，直接反馈在身体损耗上。连续多个季后赛，他反复遭遇腿筋这类软组织伤病。上一个完整赛季仅仅出战64场，连MVP评选的出场门槛都没有达到，没见过哪一届mvp是只攻不守的，他今年0票的mvp选票就是最好的证明。更值得注意的是，当裁判哨口收紧，得不到熟悉的犯规待遇时，他的心态很容易出现波动，情绪失控进一步放大竞技状态的下滑。

E |          第二点，攻防两端的巨大割裂，领袖担当存在明显短板。作为一支争冠球队的头号核心，不能只把全部精力倾注在进攻端。东契奇进攻端无所不能，可防守一直是球队的巨大漏洞。横移速度受限，经常成为对手挡拆点名的目标，防守效率长期处于同位置下游，很多回合出现选择性防守划水。为了弥补他的防守漏洞，球队不得不配置多名球员帮他补防擦屁股，极大消耗队友的体能。进攻层面，他擅长第一节体力充沛时疯狂输出，打出华丽的得分数据。但比赛来到第四节，对抗升级、体能见底之后，他经常出现进攻隐身，得分断崖式下滑，前三节重拳出击，关键回合销声匿迹。赛场之上情绪控制也时常失控，单赛季多次吃到技术犯规，甚至遭遇禁赛。球队被横扫出局的比赛，镜头捕捉到他脸上不见失落，反而露出笑意，这样的精神面貌，很难带领球队在逆境之中咬牙翻盘。         第三，极致持球大核的打法格局，锁死了球队的上限。他连续多个赛季场均持球时间超过8分钟，球权使用率常年高居联盟前列，几乎所有进攻都需要经过他的手来发起。这套体系常规赛可以大杀四方，但副作用同样十分突出。队友长时间处于折返跑、定点蹲守的状态，慢慢丧失自主进攻的能力。

F | 不少有实力的角色球员来到他身边，数据出现明显缩水。

G | 不是队友没有能力，而是大量球权高度集中，压缩其他人的发挥空间。一旦对手在季后赛针对性限制东契奇，切断他和队友之间的联系，整支球队就会陷入进攻瘫痪，没有第二套独立的进攻解法。这也是哈登当年遇到过的困局，个人数据华丽，常规赛所向披靡，可到季后赛，体系的短板会被无限放大。         当然我们不能否认，东契奇是划时代的进攻天才，他的传球视野、创造机会的能力属于历史级别。但冠军的争夺，从来不只是比拼个人得分。

H | 它考验身体耐操度、攻防两端的投入、情绪管理，还有给队友释放空间的格局。独行侠当年选择不再围绕他建队，看来不是没有原因的！总冠军从来不是什么玄学诅咒，是天赋、自律、打法格局共同造就的结果。如果身上这几处硬伤得不到改变，哪怕不断更换队友，依旧很难摸到总冠军奖杯。

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Published on:16:51:41